Personal finance assistant

Healthy finances,
light head.

Send a message, snap a photo
Jomo records every transaction for you.

Free · No card needed · Record in 3 seconds

Snap and done
"Coffee 45k"
Recorded to the ledger

What Jomo does for you

Managing money is as easy as texting a friend

Text to record

One sentence, one transaction done

"Got salary 10m" or "Groceries 86k, books 120k" — Jomo understands, splits each amount, and records the time, value, and category.

Enter multiple amounts in one message

Auto-detects income and spending

Snap a receipt or speak by voice

Jomo chat screen recording income and spending
Analytics overview screen
Financial health

See where your money goes

Net cash flow, daily income and spending trends, and an automatic category breakdown — all updated the moment you message. No spreadsheets, no math.

Net cash flow

9.76m ₫

Automatic categories

No manual tagging

Done in three seconds

Use Jomo in 3 steps

1

Connect the chat

Open Jomo on Messenger, Zalo or Telegram — no extra app to install.

2

Message your money

Type, snap a receipt or speak. Jomo records and categorizes instantly.

3

See the overview

Open the Analytics tab to see cash flow, trends and clear spending categories.

Start your healthy finances today

Send your first message to Jomo and let bookkeeping take care of itself.